mobile growth aso

Solutions for financial App audit rejection

At current, the monetary app on the cabinets, if you wish to don’t make main modifications on the cabinets, both with a certified account, or take an opportunity.

Options for monetary App audit rejection

For this a part of the companions, can solely be discovered with this situation of the chums of the corporate to borrow certified account to unravel, let one another to assist on behalf of the cabinets, or let one another so as to add their very own developer account to the opposite developer account, submit the audit, and so forth the cabinets after the success, after which transferred to their very own developer account.

However at current, the problem of utilizing the qualification account is regularly growing, as a result of Apple audit could be very strict concerning the switch of the App after the success of the shelf, as soon as discovered, instantly take down such App, and should block the Apple account, so a lot of the qualification on behalf of the present has turn out to be a day journey. As well as, Apple audit could be very strict for this sort of qualification account, and it is rather troublesome to move the audit, and it takes a really very long time.

Rejected Phrases

The developer identify and firm identify of the applying don’t match the monetary establishment within the utility or utility metadata, in violation of the Apple Developer Program License Settlement 1.2


No unauthorized use of protected third-party supplies (e.g., emblems, copyrighted works, patented designs) within the App; nor shall the App bundle or Developer Identify include false, plagiarized or deceptive representations, names or metadata. App Submitter shall be an individual or authorized entity that owns or is allowed to make use of mental property and different associated rights, and shall be chargeable for offering The App submitter might


If the App is used for monetary transactions, investments or cash administration, the writer shall be the monetary establishment performing such providers or should use a public API offered by the respective establishment below its personal phrases and circumstances.

Causes for rejection

1. the corporate topic of the App, which isn’t certified to supply monetary providers.

2. the developer account isn’t the enterprise growth account. Monetary App can solely be uploaded within the developer account of the principle physique of App firm, not within the developer account of particular person or entrusted firm.

3. the mailbox utilized by the developer isn’t the mailbox of the corporate’s identify (corresponding to its personal QQ quantity mailbox).

4. the technical help URL isn’t the URL associated to the corporate.

5. the App doesn’t present the connection between the App and the corporate or the App identify has a big hole with the corporate identify and doesn’t produce model attribution and relevance.

6. the chance of being rejected within the monetary class is initially very excessive.



Certified accounts should have enterprise scope (enterprise license), monetary license and ICP certificates, and in addition uploaded within the attachment when it’s on the shelf for the auditors to see once they audit.

The account with lending {qualifications} is your individual firm

1. show that your organization, has the qualification of offering monetary providers.

If the App is certainly a monetary service offered, the corporate physique of the App has the qualification of offering monetary service, you’ll be able to ship the proof of funds (corresponding to enterprise license) to Apple evaluate workforce.

2. if the app is submitted by a private developer account, improve the private developer account to a company developer account after which submit it.

3. whether it is developed for you by different developer accounts (corresponding to outsourcing), go in keeping with Apple’s necessities and add the opposite developer accounts below your Apple developer account.

4. Modify the identify of the app, in order that the app identify is expounded to the corporate model. If the corporate is “Instantly Shopper Finance Firm Restricted”, the app identify could be modified to “Instantly Mortgage” and resubmitted.

5. Submit the “software program copyright registration certificates” or “trademark certificates” to show to Apple that the product identify is expounded to the corporate.

6. Clarify to the Apple audit workforce the working entity of the app operate, technical help web site, and so forth., to show the connection between the app and the corporate.

Different particulars

1. take a look at account doesn’t should be licensed to finish, the conventional lending App authentication steps ID card → stay physique → emergency contact → operator sesame credit score → financial institution card, one after the other is listed to arrange for the next two steps, below regular circumstances could be executed with out authentication, give a model new account to the auditors.

2. In case your App must get contact info whenever you enter, it is strongly recommended so as to add the step of getting contact info to the step of getting emergency contact, the explanation for doing so is that a lot of the lending apps wouldn’t have the interface to make use of the operate of contact info, which is principally for assortment and threat management. Apple will reject your app since you do not use the info however get the person’s contact info. 3.

3. In case your app must get the person’s geographic location, it is strongly recommended so as to add the operate of getting geographic location to the person’s borrowing interface, or after the person’s fundamental authentication is accomplished, for a similar cause as above.

4. Do not seem any third social gathering’s identify throughout App evaluate, and no phrases corresponding to finance and wealth administration can seem contained in the App.

5. In case you have beforehand submitted within the unqualified account, Apple rejected the certified account solely after the certified account submitted, if the unqualified account isn’t processed with the certified account immediately submitted, the certified account will principally report 4.3.

On this case, you must do some processing within the unqualified account, xcode create a brand new utility, immediately use the beforehand submitted bundle ld bundle, emblem with a pure white or pure black picture, submit this new utility to the applying market, construct the model to take away the beforehand rejected bundle, use this new utility to interchange the beforehand rejected bundle, App identify modified to The App identify is modified to “void this utility and won’t be submitted once more”, adopted by a random variety of instances, as a result of this identify has been utilized by others, the App description is identical because the App and App identify, the remainder of the knowledge is deleted, and eventually click on Save.

No qualification

If you do not have the corresponding qualification, you might be rejected. Some corporations might have the background and might discover the corresponding qualification, however methods to cope with these with out qualification?

The next concepts and strategies are relevant to the App with out qualification, in order that the auditors can see the interface we confer with because the shell, first introduce the concepts, within the introduction of the kind of shell.

The so-called shell is to disguise the App as one other App, and present the content material of the disguised App to Apple audit when it’s reviewed, after which change again to the actual App content material after it’s reviewed. This technique is relevant to the App developed by native and H5 sorts.

There are two sorts of concepts

1. the primary is to have a background management when the shell seems, the cellular aspect to move a model quantity to the background, the background in keeping with the model quantity to find out whether or not the app is within the audit, within the audit will present the shell, not within the audit will present the native interface.

2. immediately by the cellular terminal to change the interface, the app must log in to see the principle interface, the take a look at account to Apple reviewers to make a judgment, if it’s a take a look at account, it would present the shell, non-test account exhibits the native interface.

The benefits and drawbacks of the 2 strategies, the primary technique customers can are available to see the principle interface, extra conducive to attracting pure visitors, but when Apple later evaluate, discovered that the app utilized by the person isn’t the identical because the audit, it’s prone to be downgraded, so you can too use the U.S. IP identification.

The second means isn’t good for attracting pure visitors, however the threat of being downgraded is small, as a result of Apple’s audit workforce is in the US, it’s not possible to register an account by your self, and the evaluate is okay, until somebody stories your app.

Varieties of shells

1. The best shell is the information sort, however the information sort must be extra difficult, the straightforward two show interface is prone to be rejected as a result of the operate is just too easy, it’s best so as to add some particular results.

2. Instruments sort, instruments App over the chance will probably be higher, however do barely extra complicated than the primary variety, time-consuming.

These two shells are at present the best shells, the remainder of the sport class, e-commerce buying shells are extra complicated and extra time-consuming.

After all, if the App could be disguised as a monetary class utility, the influence of such issues will probably be reduce down extra.

For instance, via the P2P qualification on the cabinets of monetary merchandise.

P2P qualification: depository settlement, rectification discover (how the qualification comes, I dare not ask)

The primary localization language

The primary localization space via the P2P qualification cabinets monetary merchandise, distribution of home areas.

means 1: attempt the principle localization language space up to date for mortgage merchandise, after which distributed to home areas.

The primary localization is identical. There may be nothing to keep away from the trial on this means, in any case, the Apple background is written on the mortgage.

In abstract

Performance bundle + localization language variations + utility identify subtitle modifications + screenshot modifications for evaluate + reviewer inertia = cabinets

Might take note of particulars

① product downloaded to the desktop identify with the principle localized language utility identify

② determine the U.S. IP, do content material adaptation, solely show P2P content material

In actual fact, along with the above, there are different methods to play the shell.

▪ Mortgage tremendous shell on the cabinets mode

1, a phrase on the cabinets (new out of the set)

2, rebate mall cabinets (all the time have)

3, localized model of skinning (at present generally used)

4, globalization instruments title rubbing phrases (new out)